Kampala, Uganda 9.00 am - 5.00 pm
info@yalicos.org +256 (0) 123 456 789

Services

Our Services

Financial Tools Built by Leaders, for Leaders

Every product we offer is designed with a single question in mind: How will this inspire our members to create change? Here's how we help you turn ambition into action.

Wealth-Building Savings Accounts

The Growth Engine for Your Future

Daily Compounding Interest: Your money should never sleep. Open an account and watch your wealth grow with daily compounding interest, a quiet, powerful engine for your future. Every shilling saved is a shilling invested in your freedom.

Your Money, Your Access: Flexible withdrawals ensure your savings are there when you need them, while maintaining the balance that unlocks greater borrowing power.

Unshakable Security: Your funds are held in our official Bank account, protected by audited systems and member-owned governance.

Minimum Savings for Loans: UGX 200,000 unlocks access to our full suite of long-term financing.

Open Your Account
Wealth Building Savings Accounts
Agile Short-Term Loan

Agile Short-Term Loans

For Moments That Demand Immediate Action

Opportunity doesn't wait. Neither should you. Access up to 3x your savings with a lightning-fast 3-month repayment period. Perfect for seizing moments, bridging gaps, and moving with urgency.

Loan Amount

Up to 3x your total savings

Repayment Period

Maximum 3 Months

Security: Guarantors from within our trusted member community.

Ideal For: Urgent needs, time-sensitive opportunities, or bridging short-term gaps with speed and dignity.

Apply Now

Visionary Long-Term Loans

Fuel Your Biggest Ambitions

Get up to 4 times your total saving balance. Available for a minimum 6 months of consistent, active savings as per a member's savings package of choice.

Loan Amount

Up to 4x your savings

Repayment Period

12+ Months (tailored)

Minimum Savings

UGX 200,000

Security

2 trusted guarantors

Interest Rate: Competitive annual interest rate on a reducing balance, ensuring fairness.

Start Your Journey
Visionary Long-Term Loan
Strategic Asset Financing

Strategic Asset Financing

Acquire. Create. Repay. Prosper.

How It Works: You identify the asset you need to grow (equipment, machinery, a vehicle, technology). YALICOS pays the supplier directly. You repay us on terms that preserve your working capital.

Why It Matters: Acquire income-generating assets now, without the crushing burden of upfront costs. Start using them immediately to create value.

Key Benefits
  • No upfront costs
  • Flexible repayment terms
  • Asset serves as primary security
  • Insurance arrangement available
Finance Your Asset

Education Inspirement Loans

Invest in the Ultimate Changemaker: An Educated Mind

Purpose: Strictly for tuition, school fees and mandatory institutional fees, because every shilling should serve its intended mission.

Disbursement: Paid directly to the academic institution. Your focus remains on learning, not logistics.

Repayment

Maximum 3 Months

Interest Rate

5% per month (reducing)

Membership

6+ months active

Security

No guarantors required

Requirements: Official invoice from the institution with verified payment details.

Invest in Education
Education Inspirement Loan
Cash Flow Invoice Financing

Cash Flow Invoice Financing

Unlock the Capital Hiding in Your Unpaid Invoices

How It Works: You've done the work. You've issued the invoice. Now stop waiting. We advance funds against your outstanding invoices, giving you immediate access to your capital.

Benefits: Maintain healthy cash flow, pay your suppliers on time, and pursue new contracts, all while your clients adhere to their payment cycles.

How It Benefits You
  • Immediate access to capital
  • Maintain healthy cash flow
  • Pay suppliers on time
  • Pursue new contracts
  • Automatic repayment on invoice settlement

Ideal For: SMEs, consultants, suppliers, and anyone whose business thrives on predictable cash flow.

Unlock Your Capital

Ready to Turn Your Financial Ambition into Action?

Join YALICOS today and become part of a movement that's transforming collective financial ambition into tangible wealth, one collaboration at a time.

Become a Member Contact Us

Our Office

Kampala, Uganda

+256 (0) 123 456 789

info@yalicos.org

Services

Savings Accounts Short-Term Loans Long-Term Loans Asset Financing Invoice Financing

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YALI Alumni Multipurpose Cooperative Society Limited